The real education in boating comes from experience and there is just no shortcut to that. The more you know, the more enjoyable it is as well. That's a fact. Not the # of accidents, but the severity. 40,000 lbs. just does more damage when it hits something than does a 20 footer and when the S--- hits the fan it's a lot harder to recover from. How many people do you see going back and forth with their gears in a tense situation without giving the props a chance to grab water because they don't know what brings what reaction and are expecting instantaneous results like with a car? If they could afford 50' they'd have it, and many do as their other boat. So they're finding out what happens to idiots on the water with something that may kill them, but at least won't cost as much to fix. BTW, I've met more than a few 50 year olds, with businesses and families, who don't have a clue of the danger they put themselves and others in. Of course there are exceptions. If the owner is mechanically inclined, flies planes or drives a bus he'll probably do fine with just a bit of instruction. The average desk jockey should start smaller. From your lips to God's ears. Unfortunately, when I grew up they didn't have the mechanics courses so I had to learn looking over people's shoulders. My father got us into the basic boating class as soon as they began, and I went again with my wife when I was getting her into boating. That should be mandatory.