It's well known that the latest in Hull Materials using Carbon/Kevlar Fiber is stiffer /stronger/lighter than steel yet the issue is "point of impact " strength. A reef/rock/floating container or even bullet can have a sharp point of impact where all falls apart literally. As a soon to be 1st time owner I dread the possibility that I will go with a no steel hull and suffer the consequences. Who can add here? Thank you.