A recent lightly used boat will save you anlot of money and indeed have all the bugs worked out From what i understand of your projected use, a SF may be more stable due to the lower CG compared to a MY but in either case gyro stabilizer seems like a must A large swim platform with railing would be just as practical as a cockpit. A MY with a big aft deck and deep platform would also provide a lot more outside space than the cockpit of a SF As much as i with with Capt J about the current Hatt MYs, I really think they dropped the ball when it comes to aft deck and swim platforms. This has been their trend for the past 10 or 15 years. I know a few people who pulled Hatt from their short list becaused of this incl the owner of the Johnson 70 i run. the oversized afterdeck (seats about 15 comfortably) and the 8' swim platform were more important than the superior built quality and sea worthiness.