This is just something that has me curious, and I know it´s a very broad subject that will probably have thousands of different points of view. But I´ve always asked myself if I irresponsibly spent too much on my boat, or if I could just spend more money on a better boat and not be making a poor life choice. For Example, my boat is worth about 10% of my net worth, and I have no idea how that compares to the average boater population. One thing I think most of us have in common is that we always want to have a better or bigger boat, I guess the best boat you can actually afford. Every time I´ve gone searching for a boat, I see all these bank repos and stuff, that just obviously shows your that there are plenty of financially irrresponisble people out there. I started out with a 17 foot whaler, then a 24 foot donzi, then a 31 ocean master, then a 54 footer, then 66 footer, now I want a 80-90 foot boat, but I may be getting ahead of my finances (or not), maybe getting up to 20% is still prudent? I guess I just would like to hear different points of view, out of curiosity.