Good construction but low on luxury materials...

Larger boats are mostly nothing like buying a car or truck. Each is individual and made by hand to an owner's wishes. A little like the handbuilt Rolls Royces before the WW1. On the same chassis you could have a Lux town car or a desert warfare armoured car with machine guns.

Lets take the humble Pilot Boat used around the World for the last 70 years. Tough, good in rough weather, easy to handle and simple to keep running.

Now add some leather and gloss. Is it a lesser boat? I think not. Same with fast fishing boats in the Bay and those swanky ones down in Miami. If they don't work, people soon ignore them as serious craft.

Something like this is a swanky version of a commercial hull.
https://www.**************/boats/20...se-2986488/Courtney-Comox/Canada#.W0-X9NJKiK8

You could look at Carver, Sea Ray, Cruisers, Maxum, Silverton, etc. aft-cabin "motor yacht" models, and maybe some of those brands plus Bayliner (and maybe Meridian, maybe others) "cockpit motor yachts"...

At least for that kind of size, space, and layout. Should be boatloads of those in the 35-40' range under $250K. None of them (that I know of) will run in the low 30s, but many will run in the low 20s easily enough, some mid-20s especially the diesel models.

Example: There's a '95 Bayliner 4587 in Tacoma with twin diesels, looks like an aft-cabin (full beam master) cockpit motor yacht, for not all that much money. No idea about condition or layout, looks like lower cruising speed than you're after, but may give you a example of the kind of boats you might look for...

-Chris

Fountain 48' Express cruiser has a 40 knot cruise at about 1 mpg, it's a triple diesel Arneson boat though. A 45' cabo with C18's will cruise 30 knots and is top quality build. They also made FB boats like the 40', 43', and 47/48' and most cruise right around 30 knots.

Not too bad...….just the motors and generator, a/c units....most had no teak to deal with.....some aluminum and stainless....easy boat to wash..........a 45' express is built like a tank with excellent wiring.....systems....etc.....

This is likely the feature that starts bringing boat sizes (hence, weights) up and speeds down.

Unless you mean something like the "aft" (mid) cabin underneath the helm in a SeaRay Sundancer or similar.

-Chris

Try: https://www.pacificboatbrokers.com/
They have one of the better web sites on the West Coast and a lot of boats. I bought my current boat thru them and it was the best broker experience I ever had.
If you're not fussy, you might be better off with an older boat that needs some tlc, and save some cash for unplanned expenses. A common problem with boats. Better yet, learn how to maintain and repair most or all of the systems. Boat yards are expensive. Because of the usual exchange rate, a little cheaper in Canada.

Question is do you want a condo or a sport boat. If the latter, then you don't want something that's gonna get wet and mold. If the former, then look for and old trawler, troller or tug - esp the ones that never leave the dock.