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Hurricane IRMA -

Discussion in 'General Yachting Discussion' started by YachtForums, Sep 5, 2017.

  1. Pascal

    Pascal Senior Member

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    My mistake. It was right inside Hillsboro inlet
  2. rcrapps

    rcrapps Senior Member

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    On those lil docks inside on the s/e bank?
  3. rocdiver

    rocdiver Senior Member

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    I know the boat well. Was in VERY nice shape prior to the hurricane. Owner had just replaced all of the electronics due to a lightning strike and a lot more on getting her ready for his annual 1-2 month long Bahamas fishing trip. (He also has a fifty-something Cabo which accompanies her).

    Docked behind his house just inside Hillsboro Inlet. And I mean JUST inside, prior to the bridge. Family fled the storm and nobody around to watch the boat. Very sad end to a very strong girl. Old school. Huge engine room to hold the Detroit 16v92s and very well maintained.

    Owner happens to be a really nice guy too . . .

    Lots of info on her. Google 92 foot Hatteras "My Lady" sunk in Hillsboro Inlet.

    Best,
    ROCK
    Last edited: Oct 13, 2017
  4. Pascal

    Pascal Senior Member

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    Mind boggling...
  5. rcrapps

    rcrapps Senior Member

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    Oh Sheet rock!! Out side the bridge in the lagoon.
    SFB...
  6. rocdiver

    rocdiver Senior Member

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    "Sheet Rock" I get it! Funny.
    Yes, the second house in on the south side of the lagoon.
  7. rcrapps

    rcrapps Senior Member

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    I used to drift fish by those docks years ago.
    Always pretty at night.
    Snook hung in there well.
    I do miss that inlet.
  8. rocdiver

    rocdiver Senior Member

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    Here she is, partially sunk. I thought surely she would be saved as the depth is such that she could only leave the dock at high tide. Perhaps the owner did not know she was in peril and stayed away too long? The Boat U.S. site has pictures of the salvage that are very disturbing to see.


    My Lady sinking.jpg
  9. Pascal

    Pascal Senior Member

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    She was even closer to the inlet than i thought judging by the pictures. And tied to low concrete pilings part of a dock with zero give. Nuts

    I dont get this... underwriters will not approve or renew insurance in sofl without a hurricane plan and usually require a full time captain on anything over 65/75 feet. Like a number of large boats sunk here in the grove, things like that really anger me as it will drive insurance costs thru the roof. I ve already heard of rumors of 60 to 100% premium hikes on a couple of post irma renewals...
  10. olderboater

    olderboater Senior Member

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    Link please. Searched on their site but couldn't locate.
  11. olderboater

    olderboater Senior Member

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    There's a different story to each boat. I don't know where the plan on this specific boat fell apart. I've seen photos and in person some in the grove and many different reasons for the level of damage from quality and type of docks to adjacent boats to method of securing to rolling over sideways (especially mono sail boats) to sinking due to rain quantity and loss of bilge pumps.

    As to rumors, best not to react to them. They are just rumors. I'm sure you'll hear of 60-100% hikes but don't believe it will be that much across the board. I do believe some insurers on some boats will hike even more than that and many will have to change insurers and some insurers will refuse to take on new customers. Meanwhile other insurers will step up. As to what the average increase will be, I have nothing more than a guess and that guess is 20%.
  12. rocdiver

    rocdiver Senior Member

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    Sorry OB. It is on their Facebook site. Towboat U.S. Ft Lauderdale. Don't think I'm supposed to link.
  13. rocdiver

    rocdiver Senior Member

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    Totally agree with everything you said. Owner has had the same insurance company for a long time with the Cabo and insurance didn't require a full time Captain for the Hatt as he is qualified to run her. He had a Captain while she was moored down in Ocean Reef but didn't want one while she was docked behind his house.
  14. olderboater

    olderboater Senior Member

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    Well, no wonder I couldn't find it.
  15. rcrapps

    rcrapps Senior Member

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    SFB. Probably of done better anchored in the lagoon.
    SFB.jpg
  16. rocdiver

    rocdiver Senior Member

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    Yep. That's her exactly.

    In case it has not become apparent in my comments so far, I know a bit about this situation. Let me stress the owner is a very nice guy. Likely evacuated his family to one of his properties which he has way north. Perhaps was not as diligent as he could have been regarding this vessel but was more concerned about the well being of his family. I happen to know him through business and I know he is all about his family and that would govern his actions. As horrible a loss as this is, it is replaceable.

    He erred on the side of caution to evacuate and protect his family. Can't fault a guy for that. In hind site, should he have hired a professional Captain to watch over her? Of course. We can all be the Monday morning quarterback and suggest what should have happened.

    Bottom line is, he was concerned for his family in the face of an angry hurricane and got them out of harms way without regard for his material assets. Even though it pains me to see this vessel go to such an untimely end (and she was a BEAUTY), it is not a problem in my book.
    Last edited: Oct 16, 2017
  17. olderboater

    olderboater Senior Member

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    I would actually fault if he did otherwise. I knew one owner who was out of the state with his family. He keeps his boat tied up well. He wasn't about to fly in at the last minute and get stuck here. His boat was fine but the decision was the same.

    I don't know how the owner in question had his boat tied or protected. Perhaps it could have or should have been better. However, the statements that people don't care because they're insured just are not true in the case of those who use their boats and aren't trying to sell them. People don't want destroyed boats, don't want the time without, don't want even to pay the deductible and don't want the additional cost a replacement will mean. Our boats are insured. They're protected the best we know how. If a tornado like some that hit Pompano were to have hit them, they'd be damaged.

    Ralph mentioned anchoring. Well, in Lake Worth the majority of damage came from anchored boats that broke loose and hit boats well protected in marinas.

    I'm sure this owner will rethink his hurricane preparedness. Height and strength of pilings, methods of attachment to them, height of dock, protection between boat and dock, type of dock, whether dock can be safely used or modified, all fair questions.

    I just don't agree with broad statements that imply the owner didn't care because it was insured.
  18. rocdiver

    rocdiver Senior Member

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    You got it OB, as usual.
  19. Pascal

    Pascal Senior Member

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    That wasn't my point. I agree 100% that every situation is different and that each owner has his own priorities. Been there done that...toys like boats or airplanes take a second seat to lives, businesses and homes.

    That said my point isn't to criticize but fight this often encountered frame of mind where boat owners feel they have no options. Here in Miami for instance and I guess else where in SoFl some owners pay season fee to guarantee haul out or a sheltered dock space up the Miami river. This is part of a sound hurricane plans

    For larger boats which can't easily be hauled out and without a full time captain why not have a captain on retainer during hurricane season, for a set fee with guarantee of service should a boat need to be moved? Just like some owners pay a seasonal fee to guarantee haul out..

    The point is to come up with ideas that may help other owners save their boats and keep our insurance rates reasonable. I know very well rates will stabilize but after every major hit, I have seen rates going up.
  20. olderboater

    olderboater Senior Member

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    You're assuming boats need to be moved and that moving one is always the best option. Move where? Why? When? Moving a boat or hauling out a boat are not necessarily the best plan. Haul outs often have a lot of damage and in some cases more than those left in. Boats are often moved into worse situations.

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