Thanks for your reply AMG,
I had to go back to the drawing board. <50m and <3.5m draft while still maintaining 12 guests changes things a bit.
I note that larger sailing yachts with lengths of 30 - 40m have drafts of 4-5 m. Clearly some or all of these vessels will be chartered, and a competition requirement is "able to be chartered" these two points led me to the 4.5 metre draft restriction.
More numbers to look at:
Deck to deck spacing of 2.3m with headroom of 2.1 (could I get away with less than 2.1 headroom)?
Trying to do something "different from any other yacht" IS indeed challenging...
anyway, thanks again for your help
back to the grindstone.
Rob