Despite everyones best intentions in this world accidents do happen.
Out at the Islands - the commercial lobster boat skippers all acknowledge that "one day" it will be their turn to run aground, it's I guess a function of the shallow and treatcherous uncharted coral atol environment they work in and the number of days at sea over a lifetime.
They all knwo it's gonna be there turn "one day" so they just resolve that, when "their turn comes" everyone else will drop everything and come to their aid.
Thats just a part of that Shyte happens thing you mentioned...no recriminations or monday morning quarterbacking the event afterward - they just treat iot like any other day and get on with the job of recovering the vessel - and they go for a few cold beers with the affected skipper afterward - to console him...
Most of these guys have been sunk at sea at least once in their lifetimes, either as crew getting their comercial hours up for Capts license or at their own hand...
The reasons are as many and varied as the weather patterns day to day over a lifetime - but it basically CAN (and usually Does) happen to everyone at sometime - qualified or not... The sea is an unforgiving mistress.
Yes - you get some lunkheads, with "more $ than sense" (intentional pun) in big boats beyond their capabilities - but hell we all started somewhere.
I wouldn't want to second guess what went wrong - how do we know he didn't have say a major holing and ran her up the b4each intentionally to save the vessel (and crew).
We just don't know.
I hate to criticise the guy coz sure as eggs, it'll be "my turn" to do something boneheaded next! (And for some dang reason - when it's my turn fdor some unknown reason - the whole world just happens to be watching!
Cheers!