Quote:
| Originally Posted by Redhook98 What are all you guys paying for insurance? For my '63 36-ft Express, I have quotes for $500 for Harbor Insurance (liability, dockside only) from IMIS, and $779 for full through Hagerty.
Is this bad???? Opinions?
Thanks!! |
I don't think the $779 for full through Hagerty sounds bad; the $500 from Harbor with the limited coverage does though. What cruising area, deductible, or other limitations apply to the Hagerty though. You have to take that into account when considering the total cost.
My premium is more but my boat is 48 foot, I have a low deductible, a large area for navigation, and other items included I consider important. So when comparing costs make sure to take all factors into consideration. I'd rather pay a little more and know I am covered than get it cheap and find out when I need it I am not as well covered as I thought I was.