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Scott,
I know a few people who buy new boats every year. Right now they're stuck because they're upside down on their notes and nobody will pay what they owe. These people were destined to take a hit eventually though. The person I primarily captain for made an excellant deal on a pre-owned boat last year. I expect he'll have it for at least the next 3 years or so. He won't lose a dime in her value. A 106 Westship is a beautiful yacht which I expect you'll enjoy for many years to come. Barring an emergency sale in the next year or two I think you made a very good investment (for a boat). Mind you, I'm no financial genius, just a guy who's been around a while.
Safe cruising my friend. I expect you and your family are heading for some enjoyable outings.
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